Dear Shareholders, Customers, Business Partners, and Communities that we respect. Praise be presented to us prayed Almighty God for blessing of His mercy and grace to perform the task well and successfully presented in the Financial Information.

We believe that the success of the PT. Bank BPD Bali is the result of hard work from all levels of management and employees of PT. Bank BPD Bali which received support from various parties. But the journey is still long and we still have to keep trying to be together and continue to establish a conducive working atmosphere. PT. Bank BPD Bali confident that with a solid management team that acts together and have a harmonious relationship with others and with the majority of employees are the key to success and success to become a bank the better and give added value to society in general and shareholders on particular.

On behalf of the Board of Directors and employees of PT. Bank BPD Bali, our appreciation and gratitude to our Shareholders, Customers and Business Partners. We are also grateful to the ranks of Bank Indonesia and the broader community who have given their trust and support during this very valuable.